How does it work?
We send your ID Number and Cell Phone number to an external Credit Bureau to ensure that the Cell Phone number you provided matches with your ID Number. Should the match be confirmed, an OTP (One-Time Pin) is then sent to this Cell Phone number.
KBV (Knowledge Based Verification)
As an additional identity verification step we use KBV which is also obtained from an external Credit Bureau.
Purchase a report directly from one of the Credit Bureaus we have partnered with.
Choose your preferred method of payment, EFT or Card, and make a payment through our secure payment portal.
Download and save your report for future use.
Previously purchased reports
Under the NCR (National Credit Regulator), we are only allowed to store credit reports for 72 hours. You can access any of your reports you have purchased within a 72 hour period (from time of purchase), by verifying your details and answering the KBV questions again. No need to remember a username and password.
The National Credit Regulator mandates all bureaus to allow consumer’s access to their credit report
yearly so that you know the status of your credit.
You can get your free yearly credit report from a credit bureau of your choice.