How does it work?
We send your ID Number and Cell Phone number to an external Credit Bureau
to ensure that the Cell Phone number you provided matches with your ID Number. Should the match be
OTP (One-Time Pin) is then sent to this Cell Phone number.
KBV (Knowledge Based Verification)
As an additional identity verification step we use KBV which is also obtained
external Credit Bureau.
Purchase a report directly from one of the Credit Bureaus we have partnered
Choose your preferred method of payment, EFT or Card, and make a payment through
our secure payment portal.
Download and save your report for future use.
Previously purchased reports
Under the NCR (National Credit Regulator), we are only allowed to store
credit reports for 72 hours. You can access any of your reports you have purchased within a
hour period (from time of purchase), by verifying your details and answering the KBV questions again. No
need to remember
a username and password.