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Transaction Capital - Credit Health

Become Credit Fit

by knowing the complete state

of your credit health.

Choose between CPB (Credit Profile Bureau), Experian, TransUnion, VCCB (Vericred Credit Bureau), or XDS.

Start building wealth

by destroying your debt.

How does it work?


We send your ID Number and Cell Phone number to an external Credit Bureau to ensure that the Cell Phone number you provided matches with your ID Number. Should the match be confirmed, an OTP (One-Time Pin) is then sent to this Cell Phone number.

KBV (Knowledge Based Verification)

As an additional identity verification step we use KBV which is also obtained from an external Credit Bureau.

Report Selection

Purchase a report directly from one of the Credit Bureaus we have partnered with.

Make Payment

Choose your preferred method of payment, EFT or Card, and make a payment through our secure payment portal.

Report Download

Download and save your report for future use.

Previously purchased reports

Under the NCR (National Credit Regulator), we are only allowed to store credit reports for 72 hours. You can access any of your reports you have purchased within a 72 hour period (from time of purchase), by verifying your details and answering the KBV questions again. No need to remember a username and password.

Contact Us

The National Credit Regulator mandates all bureaus to allow consumer’s access to their credit report yearly so that you know the status of your credit.
You can get your free yearly credit report from a credit bureau of your choice.