Affordability & Credit Validation
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Combining our BIG DATA and ARTIFICIAL INTELLIGENCE capabilities to enrich consumer data, enabling smarter decision-making and intelligent payment and collection transactions. Ensuring maximum success at the most efficient rates.
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Get your
Credit Report
Improve your credit rating, reduce debt & save money by knowing the complete state of your credit health.
Get Report Financial wellness
How it works
Verification
Enter your ID and Mobile number. We compare this information to an external Credit Bureau. Should this information be confirmed, an OTP (One-Time Pin) is sent to the provided mobile number.
Select Provider
Purchase a report directly from one of the Credit Bureaus we have partnered with.
Payment
Convenient, instant & secure via our payments portal.
Download
Download and save your report for future use. As per NCR regulations, we are not allowed to store any purchased reports for more than 72hours.
Benefits
A poor credit score can prevent you from qualifying for credit, such as a home loan, credit card or a vehicle finance. It may also cause you to pay high interest rates.
Fix your Score
Start building a healthy credit history.
Reduce your debt
Wherever possible, pay more than the minimum required amount and ask for lower interest rates on your home loan, vehicle finance & credit card accounts
Prevent ID Theft
Keep an eye on your credit report to make sure that no accounts have been opened without your knowledge. Always keep your credit report and personal information confidential.
Save Money
Prioritize paying down significant debt while making small contributions to your savings.
Credit reports from the following bureaus are available
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PAIA
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Request for Access
Forms
Personal Info request
form
POPI
Compliant Form
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The National Credit Regulator mandates all bureaus to allow consumer's access to their credit report yearly so that you know the status of your credit. You can get your free yearly credit report from a credit bureau of your choice.
