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Blacklisting, is it still a thing?

...blacklisting is no longer a common term, as the nature of credit bureau operations have changed

If you are concerned that you have been blacklisted, there are ways to find out and fix the situation. Technically, however, blacklisting is no longer a common term, as the nature of credit bureau operations has changed.

What is blacklisting?

Blacklisting refers to a term used many years ago when credit bureaus only kept negative information (such as defaults) about consumers.

Blacklisting was an informal term used to indicate that someone has negative information on their credit report.

The good news about blacklisting.

Nowadays, credit bureaus provide holistic payment histories that detail both positive and negative information related to your credit history. The good news is this: your bad credit history doesn’t last forever and your credit report presents a far more accurate view of your financial situation. Adapting your financial behaviours will change your credit score.

Change your credit score.

The best way to improve your credit score is to make sure you make the payments you’ve agreed to, on time and in full. This will lead to your credit score increasing and your ability to apply for credit will improve.

How credit bureaus work.

It is important for citizens who want to take measures aimed at increasing their financial standing to get a clear idea of exactly where they stand so that they can begin working on ways to get things back on track. Regarding the above, consumers are often able to obtain this information at no charge - by simply making use of one of their free annual credit reports, or making use of Credit Health to purchase their reports online.


  • 10 common credit score myths.
  • 5 ways to pay your credit card debt.
  • 7 tips to fix your credit score.
  • 8 most common credit terms.
  • Blacklisting, is it still a thing?
  • Breaking Bad Debt.
  • Can I Get A Loan While Under Debt Review?
  • Common myths about debt review.
  • Debt Management Tips.
  • Default, Judgement, Sequestration.
  • Free VS Paid Credit Reports.
  • Frequently Asked Questions about Debt Review.
  • Get your credit report before applying for a loan.
  • Good Debt Can Build Your Credit Score.
  • How Do I Check If I Have Been Blacklisted?
  • How Do I Manage My Debt When I Am Unemployed?
  • How is your credit score calculated?
  • How Is Your Credit Score Weighted?
  • How Long Does Debt Review Last?
  • How long does it take to improve your credit score?
  • How To Calculate Your Debt-To-Income Ratio.
  • How To Improve Your Credit Score After Debt Review.
  • How To Reduce And Eliminate Debt.
  • Online Shopping – Just (don't) add to cart!
  • Teaching Children Good Money Sense.
  • The basics of your credit score.
  • The Pros And Cons Of Debt Counseling.
  • Things You Don't Want To See On Your Credit Report.
  • Understanding a credit report in South Africa.
  • Vehicle instalments driving you to despair
  • What are credit bureaus and how do they work?
  • What causes credit card debt?
  • What do credit bureaus know about me?
  • What Effect Does Your Credit Report Have On Your Interest Rates?
  • What Happens To Your Credit When You Get Married?
  • What Happens When You're Debt Free?
  • What is a credit score?
  • What is a credit utilization rate?
  • What is considered a good credit score?
  • What Is Debt Administration?
  • What Is Debt Counseling?
  • What Is Debt Review?
  • What’s the difference between your credit score and your credit report?
  • Which Type Of Credit Carries The Most Risk?
  • Why Debt Counseling Is Perfect For You.
  • Why did my credit score go down?
  • Will checking your credit reports affect your credit score?
  • Your Best Defence Against Identity Theft Is Your Credit Report
  • Show More

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