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Good Debt Can Build Your Credit Score.

4 examples of good debt.

There are times when you may need to rely on debt to achieve your goals. We explore four examples of good debt and find out how people use it to achieve their objectives.

Student loans

Investing in your skill set can help you get a better job, and the resulting increased income can lead to less dependence on debt and more savings. In addition, the higher savings rate combined with lower debt payments will allow you to pay off the debt faster or buy certain things cash.

Real estate

The property market can be a lucrative place for experienced and smart property investors to make some money. An easy way to start your property journey is by buying and then selling or renting out the property on platforms like Airbnb or through conventional means. Commercial real estate is more complex but also quite rewarding because it can provide you with some great income.

Vehicle finance

Owning or leasing a vehicle has become a necessity for a lot of us. Whether it is to get to and from work or for personal reasons. Vehicle finance can have a positive impact on your credit score provided you pay on time, every time. It is important to note that purchasing a vehicle can be rather expensive, especially when taking insurance, fuel,and maintenance into account. Consider your budget very carefully before applying for vehicle finance.

Small business loans

Starting a business can be a tough endeavor. Your new company may have some tough times ahead as you struggle to gain traction, earn a profit, and capture your market share. When things get tough as an entrepreneur, it’s often good to keep one’s head above water by looking towards financing opportunities for your small businesses.

Regardless of what type of debt or obligation you have to meet, it’s best to stay on top of managing it as best as possible. Not meeting your debt and financial obligations will negatively affect your credit. Having good credit health is a deeply important tool for your financial development.


  • 10 common credit score myths.
  • 5 ways to pay your credit card debt.
  • 7 tips to fix your credit score.
  • 8 most common credit terms.
  • Blacklisting, is it still a thing?
  • Breaking Bad Debt.
  • Can I Get A Loan While Under Debt Review?
  • Common myths about debt review.
  • Debt Management Tips.
  • Default, Judgement, Sequestration.
  • Free VS Paid Credit Reports.
  • Frequently Asked Questions about Debt Review.
  • Get your credit report before applying for a loan.
  • Good Debt Can Build Your Credit Score.
  • How Do I Check If I Have Been Blacklisted?
  • How Do I Manage My Debt When I Am Unemployed?
  • How is your credit score calculated?
  • How Is Your Credit Score Weighted?
  • How Long Does Debt Review Last?
  • How long does it take to improve your credit score?
  • How To Calculate Your Debt-To-Income Ratio.
  • How To Improve Your Credit Score After Debt Review.
  • How To Reduce And Eliminate Debt.
  • Online Shopping – Just (don't) add to cart!
  • Teaching Children Good Money Sense.
  • The basics of your credit score.
  • The Pros And Cons Of Debt Counseling.
  • Things You Don't Want To See On Your Credit Report.
  • Understanding a credit report in South Africa.
  • Vehicle instalments driving you to despair
  • What are credit bureaus and how do they work?
  • What causes credit card debt?
  • What do credit bureaus know about me?
  • What Effect Does Your Credit Report Have On Your Interest Rates?
  • What Happens To Your Credit When You Get Married?
  • What Happens When You're Debt Free?
  • What is a credit score?
  • What is a credit utilization rate?
  • What is considered a good credit score?
  • What Is Debt Administration?
  • What Is Debt Counseling?
  • What Is Debt Review?
  • What’s the difference between your credit score and your credit report?
  • Which Type Of Credit Carries The Most Risk?
  • Why Debt Counseling Is Perfect For You.
  • Why did my credit score go down?
  • Will checking your credit reports affect your credit score?
  • Your Best Defence Against Identity Theft Is Your Credit Report
  • Show More

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    In order to help you on your way to Credit Health, we've teamed up with Transaction Capital Recoveries and MBD Inc. By selecting continue, you give consent that we may check for any arrear accounts on your behalf.

    Check for arrears accounts

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    In order to help you on your way to Credit Health, we've teamed up with Transaction Capital Recoveries and MBD Inc. By selecting continue, you give consent that we may check for any arrear accounts on your behalf.

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