How Do I Check If I Have Been Blacklisted?
Are you worried about being blacklisted?
All credit bureaus allow consumers to keep tabs on their credit score, both positive and negative components. Blacklisting is the most severe consequence of bad credit and will damage your chances of getting financed down the line. Technically, however, the term blacklisting no longer applies in South Africa. Blacklisting refers to having a default loading against you on your credit report when you fail to make payments.
If you’ve kept responsible borrowing and repayment habits, you should not have any concerns around your credit score.
Always know your credit score.
Like many countries, South Africa provides its citizens with access to one free credit report per year. These are very easy to get hold of and can be done in a minute or two online. You can also visit Credit Health and purchase a credit report from any of the major South African credit bureaus.
Repairing your credit score.
We're excited to inform you that there are several ways you can grow your credit score, improve your credit report, and access further credit when you need to. Even if you did not handle your debt responsibly in the past, there are many more options available today.
There are several ways you can repair your credit score and improve your financial standing. Credit Health can help. Let’s chat about your financial future.