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How Do I Check If I Have Been Blacklisted?

Are you worried about being blacklisted?

All credit bureaus allow consumers to keep tabs on their credit score, both positive and negative components. Blacklisting is the most severe consequence of bad credit and will damage your chances of getting financed down the line. Technically, however, the term blacklisting no longer applies in South Africa. Blacklisting refers to having a default loading against you on your credit report when you fail to make payments.

If you’ve kept responsible borrowing and repayment habits, you should not have any concerns around your credit score.

Always know your credit score.

Like many countries, South Africa provides its citizens with access to one free credit report per year. These are very easy to get hold of and can be done in a minute or two online. You can also visit Credit Health and purchase a credit report from any of the major South African credit bureaus.

Repairing your credit score.

We're excited to inform you that there are several ways you can grow your credit score, improve your credit report, and access further credit when you need to. Even if you did not handle your debt responsibly in the past, there are many more options available today.

There are several ways you can repair your credit score and improve your financial standing. Credit Health can help. Let’s chat about your financial future.


  • 10 common credit score myths.
  • 5 ways to pay your credit card debt.
  • 7 tips to fix your credit score.
  • 8 most common credit terms.
  • Blacklisting, is it still a thing?
  • Breaking Bad Debt.
  • Can I Get A Loan While Under Debt Review?
  • Common myths about debt review.
  • Debt Management Tips.
  • Default, Judgement, Sequestration.
  • Free VS Paid Credit Reports.
  • Frequently Asked Questions about Debt Review.
  • Get your credit report before applying for a loan.
  • Good Debt Can Build Your Credit Score.
  • How Do I Check If I Have Been Blacklisted?
  • How Do I Manage My Debt When I Am Unemployed?
  • How is your credit score calculated?
  • How Is Your Credit Score Weighted?
  • How Long Does Debt Review Last?
  • How long does it take to improve your credit score?
  • How To Calculate Your Debt-To-Income Ratio.
  • How To Improve Your Credit Score After Debt Review.
  • How To Reduce And Eliminate Debt.
  • Online Shopping – Just (don't) add to cart!
  • Teaching Children Good Money Sense.
  • The basics of your credit score.
  • The Pros And Cons Of Debt Counseling.
  • Things You Don't Want To See On Your Credit Report.
  • Understanding a credit report in South Africa.
  • Vehicle instalments driving you to despair
  • What are credit bureaus and how do they work?
  • What causes credit card debt?
  • What do credit bureaus know about me?
  • What Effect Does Your Credit Report Have On Your Interest Rates?
  • What Happens To Your Credit When You Get Married?
  • What Happens When You're Debt Free?
  • What is a credit score?
  • What is a credit utilization rate?
  • What is considered a good credit score?
  • What Is Debt Administration?
  • What Is Debt Counseling?
  • What Is Debt Review?
  • What’s the difference between your credit score and your credit report?
  • Which Type Of Credit Carries The Most Risk?
  • Why Debt Counseling Is Perfect For You.
  • Why did my credit score go down?
  • Will checking your credit reports affect your credit score?
  • Your Best Defence Against Identity Theft Is Your Credit Report
  • Show More

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    In order to help you on your way to Credit Health, we've teamed up with Transaction Capital Recoveries and MBD Inc. By selecting continue, you give consent that we may check for any arrear accounts on your behalf.

    Check for arrears accounts

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    In order to help you on your way to Credit Health, we've teamed up with Transaction Capital Recoveries and MBD Inc. By selecting continue, you give consent that we may check for any arrear accounts on your behalf.

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